Everyone has an opinion — buy value, buy growth, buy quality. The 10-year data says one thing: buy what's moving.
▶myth "The PE is low — it must be a bargain"
ITC was at ~₹270 in late 2022. In September 2026, it's at ~₹269. 4 years of nothing. PE sits at ~17, well below its 10-year median of 24. A textbook "value" pick that delivered zero.
▶myth "The stock has fallen so much — time to buy the dip"
▶myth "It's already 3x — too late to buy"
▶myth "I use the brand every day — must be a good stock"
▶myth "I'll wait for the market to crash, then invest big"
▶myth "This stock gives 8% dividend — better than an FD"
▶I want to know buy-and-hold type of stocks?
Buy-and-hold works — but only if you're holding the right stocks at the right time. A 10-year study of the top 250 Indian stocks showed momentum returned 24.9% vs 13.7% benchmark. The trick: hold what's rising, rebalance weekly or monthly to rotate out what's lost steam. It's still buy-and-hold — just with a rule that says "hold winners, release losers."
📖 Momentum investing, explained like you're 22▶How do I protect myself during a crash?
Rule-based exit. When stocks lose their upward trend, you step out — no emotional attachment. The system moves you to cash before a dip becomes a 50% drawdown.
The fear of losing money keeps people in FDs and savings accounts while inflation eats them alive. There's a boring, simple way to grow wealth safely.
▶myth "FDs are safe — stocks are too risky for me"
▶myth "Gold has already doubled — it can't go higher"
▶myth "I need to pick the right stocks to make money"
▶I just started earning — what's the simplest way to invest?
Split three ways: Indian stocks, US stocks, and gold. Rebalance once a year. 19-year backtest: 16.9% CAGR with only 34% max drawdown. All-India equity did 12% with a 70% crash. Boring wins.
📖 Your money should live in 3 countries▶Should I invest in US stocks even though I live in India?
Your phone, laptop, subscriptions, and travel are priced in dollars. If you only earn rupee returns while spending in a dollar-linked world, you're quietly losing purchasing power. US stocks hedge that gap.
📖 Your money should live in 3 countries▶Why are governments printing so much money?
Debt is at record highs. Interest payments alone consume 4–6% of global GDP — tripled in five years. The only way to service that debt is to print more. More currency = your money buys less. You can't print gold.
▶What if the rupee crashes — how do I protect my savings?
Five assets that survive devaluation: physical gold, hard currencies (USD, EUR), export-heavy global companies, land, and essential consumables. Bonds, FDs, and domestic savings are the first casualties.
📖 Your money should live in 3 countries
